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Term Life Insurance in Florida and nine more states

Affordable Life Insurance for a set number of years, while your family needs it most.

SPM Insurance Group helps families find Term Life Insurance: coverage for a set period, such as 10, 20 or 30 years, usually at a lower cost than permanent coverage. Based in Lantana, FL. Call (561) 577-3456 for a free quote.

Term Life Insurance covers you for a set period of time, often 10, 20 or 30 years. If you pass away during the term, the policy pays a death benefit to your beneficiaries. Because it does not build cash value, Term coverage usually costs less than permanent Life Insurance for the same benefit.

Many families use Term Life to cover the years when they need protection most: while children are growing up, while a mortgage is being paid down, or while one income supports the household. We help you choose the length and amount of coverage that fits your family.

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Straight answers

How long does Term Life Insurance last?

Term policies last for a set period you choose, commonly 10, 20 or 30 years.

Why is Term Life usually less expensive?

Term coverage is temporary and does not build cash value, so premiums are generally lower than permanent coverage for the same death benefit.

How much Term Life Insurance do I need?

It depends on your income, debts and the people who rely on you. Call (561) 577-3456 and we will help you work out an amount that fits.

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